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Thread: Spending Habits

  1. #1
    Senior Member Astral_Mage has a reputation beyond repute Astral_Mage has a reputation beyond repute Astral_Mage has a reputation beyond repute Astral_Mage has a reputation beyond repute Astral_Mage has a reputation beyond repute Astral_Mage has a reputation beyond repute Astral_Mage has a reputation beyond repute Astral_Mage has a reputation beyond repute Astral_Mage has a reputation beyond repute Astral_Mage has a reputation beyond repute Astral_Mage has a reputation beyond repute Astral_Mage's Avatar
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    Default Spending Habits

    A friend of mine is conducting a research on spending habits of college students, so I think it is interesting if we talk about our own

    For me as a college student, I try to save as much as possible, I would even walk rather than commuting just to save as much as I can & in the end of the day I'd spend all my savings on sweets & computer rental

    So basically, I don't save anything at all xD
    All my allowance goes to those earthly pleasures of mine, and oh.. slurpee :3

    How about you guys?

  2. #2
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    Default Re: Spending Habits

    i'm an impulsive spender, especially when it comes to video games. if i see a game that piques my interest, i pick it up without a second thought. but other than that i'm pretty good at managing money. i always have more than enough to pay my bills.

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    Default Re: Spending Habits

    I'd like to think of myself as pretty frugal (at least when compared to the rest of my family lol). I put around 20% of each check into Savings, and the rest into Checking. Sometimes I'll pull $20-50 out in cash depending on 1) how much cash I already have on me and 2) what I plan to buy before next payday.

    My school is spread out between an East Campus and West Campus. This semester I'm spending all my time on East, which is luckily only a 30-45 minute walk away, so I really only take the bus if I'm running late or if I'm just too lazy or sore that day. It saves me around $20 a month.

    Since my roommate makes more money with me atm, she pays most of the bills, while I buy most of the food. Before I moved in she lived mainly off of cans and TV dinners and fast food, I was like what the hell NO. ಠnಠ I spend around $200? a month on (GOOD) groceries, since our fridge is admittedly pretty small and we can't have a lot at once. Other than food, school, and my phone bill, I don't have a lot of financial responsibility atm. But I don't buy a lot of stuff on a whim though, unless it's small stuff like coffee or lunch. I'm always paranoid about money, and if something ever came up I wanna be sure I can handle it myself with worrying or bothering friends or family.

  4. #4
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    Default Re: Spending Habits

    As a graduate of college, here's my input:

    I used to impulse buy on video games, electronics, and other luxury goods, while saving money by buying crap food, or less food.

    Now that I'm out of college and paying rent with a roommate, I'm spending money on more fresh foods and buying more groceries, and spending less on luxury goods.
    No power in the 'verse can stop me...

  5. #5
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    Default Re: Spending Habits

    Quote Originally Posted by horrendous View Post
    i'm an impulsive spender, especially when it comes to video games. if i see a game that piques my interest, i pick it up without a second thought.
    Sounds pretty much like me, except that it is food in my case
    It is pretty hard for me to resist the urge to buy all those delicious foods & deserts

    Quote Originally Posted by Velvet_Nightmare View Post
    As a graduate of college, here's my input:

    I used to impulse buy on video games, electronics, and other luxury goods, while saving money by buying crap food, or less food.

    Now that I'm out of college and paying rent with a roommate, I'm spending money on more fresh foods and buying more groceries, and spending less on luxury goods.
    I've also made such transition, to buying better groceries that is; I've stopped spending much on cold desserts & started buying more fruits & vegetables

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    Default Re: Spending Habits

    This just in, Conventions and Expos are bad for wallets and bank accounts alike. ;.;
    Good ol' Dogs never Die, they just keepin on livin' till their time comes.


    I was born in AF Chat, molded by it, I didn't see AnimeForum until a few years after I decided to register my username.

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  8. #7
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    Default Re: Spending Habits

    Quote Originally Posted by DeathBlade/13.666 View Post
    This just in, Conventions and Expos are bad for wallets and bank accounts alike. ;.;
    That goes for the visitors of such events or the ones who showcase their products, services, etc?

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    Default Re: Spending Habits

    Quote Originally Posted by Astral_Mage View Post
    That goes for the visitors of such events or the ones who showcase their products, services, etc?



    lol Nah, It's mostly for those attending. Though for some of the vendors it can dig into their pockets too, and for some of the people hosting the event....


    Because
    Good ol' Dogs never Die, they just keepin on livin' till their time comes.


    I was born in AF Chat, molded by it, I didn't see AnimeForum until a few years after I decided to register my username.

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    Default Re: Spending Habits

    I'm pretty good at budgeting. I know exactly how much I need each week for mortgage, bills, and living expenses. Whatever is left over is spent on cosplay, anime, figurines and wine :-)

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    Default Re: Spending Habits

    I'm not a college student but, When it comes to money, I'm usually very responsible and try not to spend anything on unnecessary/useless items.

    Though that all changes when it comes to video games. Particularly MMO's... They always get me!



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    Default Re: Spending Habits

    So it seems that everyone of us have/had one thing that we could go overboard for, interesting

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    Default Re: Spending Habits

    I always try to be responsible with my money, but sometimes I do go overboard on video games...
    Wolfie Dango ~*Red*~


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    Default Re: Spending Habits

    I'm definitely an impulse buyer, my most recent purchase was an electric keyboard. I wanted to learn the themes of SAO and Fairy Tail. No regrets :3

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    Default Re: Spending Habits

    Quote Originally Posted by HaitchE View Post
    I'm definitely an impulse buyer, my most recent purchase was an electric keyboard. I wanted to learn the themes of SAO and Fairy Tail. No regrets :3
    Wow dude, total dedication, I salute you



  19. #15
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    Default Re: Spending Habits

    I spend a lot of money on food especially when I'm stressed or having a bad day. <3

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    Default Re: Spending Habits

    Quote Originally Posted by Seraph_Isaac View Post
    I spend a lot of money on food especially when I'm stressed or having a bad day. <3
    Careful young lady, don't let those make you lose track of what you eat

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    Default Re: Spending Habits

    I know when I was in college, I would spend most of my time in my dorm. I always bought healthy groceries and I penny pinched. I didn't really know anyone so that's all I did was read book, do my homework, be on this forum and watch tv. In my second year of college, I did the same thing but it was mostly to escape the raging sound of partying roommates down stairs. I started getting more financial responsibility when it came to my third and fourth year because I got myself an apartment on my own and had to pay bills and rent and food. Now that I am out of school and working, I budget and manage my money very well. I have more financial responsibility this year since I got myself a new car. I do spend my money on books and clothes and other things but, I watch how much I spend so that I can still afford all my bills. :3



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    Default Re: Spending Habits

    @Infinita
    Glad to know

    Good luck & congratulations on your new car
    *throws confetti*

  25. #19
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    Default Re: Spending Habits

    I'm poor...

    ...because I spend my money on junk I hardly use. I keep telling myself to save some money, but my brain causes a rebellion and I lose my money. It'd be nice to have some extra cash in hand for something I might need later. NO, spend it NOW.

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    Default Re: Spending Habits

    Quote Originally Posted by Dauntless View Post
    I'm poor...

    ...because I spend my money on junk I hardly use. I keep telling myself to save some money, but my brain causes a rebellion and I lose my money. It'd be nice to have some extra cash in hand for something I might need later. NO, spend it NOW.
    I've tried that also, I guess sometimes it can't be helped xD

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    Default Re: Spending Habits

    I swear, the urge you get when you think, "What if I had that??". The regret is horrible.

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    Default Re: Spending Habits

    Quote Originally Posted by Dauntless View Post
    I swear, the urge you get when you think, "What if I had that??". The regret is horrible.
    I know about the regret xD

    I usually find it hard to regulate my purchases rather than holding myself from buying things that attract me, for example, I can't have enough of snacks, I usually go overboard & treat myself to a feast!
    Other than that the time I spend on arcades & computer rental

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