View Full Version : Bank applied me for a loan without consulting me, is this legal?

02-22-2011, 09:14 AM
My boyfriend and I opened bank accounts on the same day NOT joint but we had recently moved out of state together so we went in to the bank together.

Anyhow... about a week or so later he went to the bank by himself to apply for a car loan. According to him.. they asked if he had a co signer and he said that I would probably be willing to do it. They said they would run his and my credit to find out... ok that doesn't seem right to me without my permission... but then last week in the mail I got a letter from the bank saying that I had actually applied for an auto loan through them and it got denied etc... this was all without my acknowledgement or consent... this doesn't sound right to me at all...